給年輕朋友買車的建議 - 重機
By Harry
at 2016-08-15T03:47
at 2016-08-15T03:47
Table of Contents
我不廢話,這是一篇[滿長的]勸世文,表達方式可能比較直,如果不合口味或認為是垃
圾話可直接上一頁...將自己所見與經驗和大家分享,希望能幫助一些正在掙扎或迷惘的
朋友。
在價格較親民的車款漸漸推出,並搭配各式各樣的分期方案下,這陣子有許多年輕人想盡
辦法要加入重機領域,但也因此讓許多人誤解,甚至高估自己的能力想要買下它們。
我堂弟今年剛升大三,一直想要加入重機領域,誰的意見都不聽,當2016款R3一推出,他
向父母提出了自己的想法和買車計畫,其實是沒有選項的問題,說穿了就是:「我要買車
,跟你們說一下,阿車子我會自己養。」
想擁有自己的車...應先衡量自己是否具備基礎的機械常識?車子各環節作動原理為何?
有沒有願意親自動手學習或DIY的精神?如果遇到了只能打電話求救,什麼都不懂,維修
保養時永遠被當潘那,怎能叫做自己養車?
我問過他的購車計畫,購車前置費用、養車費用表都給我看過,確實很詳細,但我明白告
訴他實際情形仍要加上不少變數,若真的不小心以致需要維修或更換零件有辦法負擔嗎?
身邊有留一些錢供緊急用途嗎?
他的想法很簡單,原先是考慮分30期零利率還是60期低利率的方案,並想說以他自己工讀
的薪水隨便都超過8000,可以買車。
分期,不是那麼簡單的一件事情,網路上許多標榜零頭款、低利率、強力過件、月繳xxxx
、輕鬆入主等購買方案,對於「有穩定經濟基礎」的車友確實是有辦法負擔而且非常適合
的方案,但是往往讓學生族群有了錯誤的憧憬及各種誤解。
每個人都有自己的規劃與辦法,要求穩定的程度不同,這邊就不贅述,我想表達的是你必
須先認真採納多方意見並衡量自身能力,再來談買車。
過了一陣子,我堂弟真的牽車了,他選擇了60期的方案(分期完總價約高出3.3萬)興高
采烈的跟大家分享,FB、IG等社群軟體大肆放送消息,但過了三個月,他主動找我說有事
要聊聊,我大概知道他要說什麼。
他犧牲了所有和朋友出去玩、買NMD、看Kobe退休戰、認識妹子、夜唱等等很多很多的休
閒娛樂時間;找我時說的內容大概是:「車子一騎出門就開始算錢,連油錢都好貴,裝備
也根本還沒買齊,跟想像的差超多,繳的好累。」
我試探性問了他幾句,他連出遠門前該檢查的有哪些都還分不太清楚!
只想著買車後會有多帥、別人對他的眼光會是怎麼樣、騎出去有多爽等等,他忘了,還有
稅金、耗材和他準備被當潘那的那些錢。這些花費才是看得到、實際的支出,不再只是紙
上談兵。
沒錯,每個月繳個幾千塊就能輕鬆擁有重機,但往往有人為了每個月這幾千塊桃咖莫勒休
,甚至被繳費單追著跑,那種無形壓力是在衝動買車的時候不會考量到的。
還有很多年輕人繳不出貸款急著拋售車的、成天吵著父母要買車的...大有人在,父母不
同意自有他們的考量和擔心,試問,若未來您自己扛起家庭、養育子女,是否有辦法給孩
子現在您父母所提供同等的環境、資源?未來的事真的變數很大,誰也說不定。
有多少能力做多少事...才不會搞得自己狼狽不堪,不值得。
若真的有著熱血重機的夢想,那麼為了自己的夢想努力個幾年或等待一陣子很困難嗎?不
急於一時,厚植自己的實力...以後要買車的機會和選擇多到不行阿!
有看內文的應該就可瞭解,本文絕非針對年輕重機族群!而是這陣子的親身經歷加上和車
行朋友聊天得知的情況讓我po出這篇落落長的文章...
我今年32了,想法和觀念可能和現在正在求學的朋友有些差距,但各位可以當作參考...
勿過於認真~
最後,認真的
沒事的話建議不要亂跨別人的車!
我前陣子就做了這件事
當天晚上失眠
隔天就
下訂R6了。
--
圾話可直接上一頁...將自己所見與經驗和大家分享,希望能幫助一些正在掙扎或迷惘的
朋友。
在價格較親民的車款漸漸推出,並搭配各式各樣的分期方案下,這陣子有許多年輕人想盡
辦法要加入重機領域,但也因此讓許多人誤解,甚至高估自己的能力想要買下它們。
我堂弟今年剛升大三,一直想要加入重機領域,誰的意見都不聽,當2016款R3一推出,他
向父母提出了自己的想法和買車計畫,其實是沒有選項的問題,說穿了就是:「我要買車
,跟你們說一下,阿車子我會自己養。」
想擁有自己的車...應先衡量自己是否具備基礎的機械常識?車子各環節作動原理為何?
有沒有願意親自動手學習或DIY的精神?如果遇到了只能打電話求救,什麼都不懂,維修
保養時永遠被當潘那,怎能叫做自己養車?
我問過他的購車計畫,購車前置費用、養車費用表都給我看過,確實很詳細,但我明白告
訴他實際情形仍要加上不少變數,若真的不小心以致需要維修或更換零件有辦法負擔嗎?
身邊有留一些錢供緊急用途嗎?
他的想法很簡單,原先是考慮分30期零利率還是60期低利率的方案,並想說以他自己工讀
的薪水隨便都超過8000,可以買車。
分期,不是那麼簡單的一件事情,網路上許多標榜零頭款、低利率、強力過件、月繳xxxx
、輕鬆入主等購買方案,對於「有穩定經濟基礎」的車友確實是有辦法負擔而且非常適合
的方案,但是往往讓學生族群有了錯誤的憧憬及各種誤解。
每個人都有自己的規劃與辦法,要求穩定的程度不同,這邊就不贅述,我想表達的是你必
須先認真採納多方意見並衡量自身能力,再來談買車。
過了一陣子,我堂弟真的牽車了,他選擇了60期的方案(分期完總價約高出3.3萬)興高
采烈的跟大家分享,FB、IG等社群軟體大肆放送消息,但過了三個月,他主動找我說有事
要聊聊,我大概知道他要說什麼。
他犧牲了所有和朋友出去玩、買NMD、看Kobe退休戰、認識妹子、夜唱等等很多很多的休
閒娛樂時間;找我時說的內容大概是:「車子一騎出門就開始算錢,連油錢都好貴,裝備
也根本還沒買齊,跟想像的差超多,繳的好累。」
我試探性問了他幾句,他連出遠門前該檢查的有哪些都還分不太清楚!
只想著買車後會有多帥、別人對他的眼光會是怎麼樣、騎出去有多爽等等,他忘了,還有
稅金、耗材和他準備被當潘那的那些錢。這些花費才是看得到、實際的支出,不再只是紙
上談兵。
沒錯,每個月繳個幾千塊就能輕鬆擁有重機,但往往有人為了每個月這幾千塊桃咖莫勒休
,甚至被繳費單追著跑,那種無形壓力是在衝動買車的時候不會考量到的。
還有很多年輕人繳不出貸款急著拋售車的、成天吵著父母要買車的...大有人在,父母不
同意自有他們的考量和擔心,試問,若未來您自己扛起家庭、養育子女,是否有辦法給孩
子現在您父母所提供同等的環境、資源?未來的事真的變數很大,誰也說不定。
有多少能力做多少事...才不會搞得自己狼狽不堪,不值得。
若真的有著熱血重機的夢想,那麼為了自己的夢想努力個幾年或等待一陣子很困難嗎?不
急於一時,厚植自己的實力...以後要買車的機會和選擇多到不行阿!
有看內文的應該就可瞭解,本文絕非針對年輕重機族群!而是這陣子的親身經歷加上和車
行朋友聊天得知的情況讓我po出這篇落落長的文章...
我今年32了,想法和觀念可能和現在正在求學的朋友有些差距,但各位可以當作參考...
勿過於認真~
最後,認真的
沒事的話建議不要亂跨別人的車!
我前陣子就做了這件事
當天晚上失眠
隔天就
下訂R6了。
--
Tags:
重機
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