關於郵局visa卡自助加油圈存機制 - 機車
By Necoo
at 2017-03-20T10:11
at 2017-03-20T10:11
Table of Contents
想寫個心得讓不知道圈存機制的板友了解一下,先從頭說起好了,今年年初才剛
把郵政金融卡升為visa金融卡,二月中下旬入手了台cygnus-x。
第一次使用郵政visa卡自助加油是二月底,加97元(約4公升),在中油加的,地
址是新北市永和區永利路69號。
加完的2天後有去提款順便刷帳簿,加油部分扣97元,當下讓我認為刷卡加油方
便。
第二次使用郵政visa卡自助加油是3/15,加98元(約4公升),在西歐加油站,地
址是台北市士林區中山北路五段570號。
當天是早上載女友去上班,女友看到我把visa卡拿出來準備要刷,還遲疑了一下
問我會不會有問題,基於第一次自助加油的經驗當然是回她說沒問題,當下就加得很開心
然後完成接送上下班任務。
然後重點來了3/20也就是今天跑了郵局一趟,發現卡的結餘金額比存摺的少了15
00,問過郵局櫃台小姐,她也不是很清楚,只跟我說加油加了1500,我請她印一下張關證
明給我,她給了我這張:
http://i.imgur.com/WGn0Oty.jpg
後來爬了一下文才知道郵局visa卡加油有圈存機制,一次1500。
郵政官網也有相關說明:
http://i.imgur.com/UAUiijg.jpg
講一下結論:
1. 第一次加油,沒發現圈存機制存在的原因應該是永和區那家中油很快就完成請款,所
以我看到的是已扣款完成的存簿帳單。
2. 不見得每個郵政人員都清楚visa卡有加油這個圈存機制,不清楚的就沒辦法馬上跟你
解釋清楚。
3. 雖然1500真的不影響生活,但也請放在郵局存款不多的朋友別用郵政visa卡刷,加個
沒幾次就爆了,可改用其他家只圈存1元的信用卡。
4. 第二次加油,士林區那家西歐請款未完成或比較慢,所以還沒扣款完成,不知道會等
多久,等扣款完成我再上來報時間供板友參考。
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