請問關於保險 - 機車
By Hamiltion
at 2013-06-24T06:59
at 2013-06-24T06:59
Table of Contents
今天收到續保通知EMAIL
連到富邦的網站看一下
我的是重型機車149CC
發現除了強制險,駕傷險,第三責任險外
還有個交通事故傷害險,有分甲式死殘保額150萬含住院 $1175
跟乙式死殘保額150萬 $915
還有 乘客責任險,有分50萬~500萬間 $262~591
爬文了一下機車版跟保險版
交通事故傷害險好像沒人提過,乘客責任險只有一兩則
想請問這兩種險的優缺點跟細節,是不是比較沒有加保必要呀?
看交通事故傷害險內容,是無論交通方式或走在路上,
無論國內外的交通傷害事故皆有補償
應該是只賠償要保人或車主吧?
如果這車是公司車的話是不是就沒意義了?無法賠償?
另外抱怨一下第三責任險怎麼不給選兩年期的
記得前年也是無法選兩年期才捨棄第三責任險
兩年過去了,感覺新聞上常播報機車第三責任險很重要
所以這次一定要保,但卻無法選兩年
才可以加減省一些保費&不用那麼頻繁的加保說
謝謝大家
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